Checking and Savings

We offer a deposit product to meet your needs.

 

Regular Checking Account

Our Regular Checking Account offers a low minimum balance along with the essential features you’re looking for, such as online banking and a free debit card.

  • Monthly statements with check and deposit images
  • No limitations on number of checks issued
  • Online banking
  • $300 Minimum daily balance to avoid service charge
  • $2.50 plus $.10 per debit service charge if balance falls below minimum
Open An Account

Super NOW Checking Account

Our Super NOW Checking Account provides all the features of our other checking accounts, plus it pays you interest ! The account offers these features:

  • Monthly statements with check and deposit images
  • No limitations on number of checks issued
  • Online banking
  • Interest bearing. See our rates page for current rates
  • 3 free Personal Money Orders per month
  • Free photocopy service (limit 10 per day)
  • Free statement or check reprints (limit two per month)
  • $800 minimum average daily balance to avoid monthly service charges
  • $10 monthly service charge if balance falls below the minimum
Open An Account

55 Plus Checking

Available to individuals 55 or older, this account has no minimum balance and no monthly service charge.

  • No Monthly Service Charges
  • Monthly statements with check and deposit images
  • No limitations on number of checks issued
  • Online banking
  • Must be at least 55 years old to qualify
Open An Account

Student Checking

Available to students up to 24 years of age.

  • No Monthly Service Charges
  • Monthly statements with check and deposit images
  • No limitations on number of checks issued
  • Online banking
  • Automatically converts to a Regular Checking Account once the owner turns 24 years old
Open An Account

Money Market Savings Account

Our Money Market Savings Account offers you easy access to your funds, plus the added benefit of tiered interest rates for larger accounts.

  • Tiered interest account. See our rates page for current rates and terms.
  • Interest compounded monthly
  • Monthly statements with imaged debits and credits
  • Online banking
  • $2,500 minimum daily balance to avoid service charges
  • $10 per month service charge if balance falls below minimum

Passbook Savings Account

Our Passbook Savings Account is just right for most of our savings customers, it offers the following conveniences:

  • No minimum balance
  • No monthly service charges
  • Interest Bearing. See our rates page for current rates
  • Interest compounded quarterly
  • Online banking
  • Passbook to easily track your transactions

Savings Accounts For Kids

Opening an account for your kids is a great way to teach them how to save money. Our Passbook Savings Account’s are great for kids, since they have no minimum balance, no fees, and they receive a passbook to help them keep track of their account!

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E-mail is not necessarily secure against interception. You can also call us directly at 320-693-2826 Monday – Friday 8am-5pm, or stop by any one of our locations for more assistance.

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