Apple Pay

With Apple Pay, you can easily use your iPhone®, Apple Watch® or iPad® to make debit card purchases in- app, in-store, and on the web.

What is Apple Pay

Apple Pay is a payment technology that allows you to use your compatible Apple devices to make mobile purchases:

  • Authorize payments with Touch ID®
  • No need to swipe your card
  • Your card information is not revealed to merchants


Get Started

  1. Open your Wallet app on your iPhone, add your Perennial Bank debit card by taking a picture. 
  2. Enter your security code – found on the back of your debit card. 
  3. You will receive a phone call to verify some information. 
  4. You are all set! Unlock your Apple device and hold it near the payment terminal when making a payment. Apple Pay will automatically launch and ask you to approve the purchase with your fingerprint. 

Where do I use Apple Pay

You can use Apple Pay anywhere you see the Apple Pay or contactless payment symbol.

This includes thousands of popular retailers, restaurants, grocery stores, and boutiques all over the world. 

Apple Pay can be used to make in-app purchases from your phone, and on the web. No need to enter your password or card number, just authorize the payment with your fingerprint. 


Apple Pay protects your personal information, transaction data, and debit card information with industry-leading security. 

  • No credit card numbers or personal information is received by the merchant
  • Apple doesnt store your transaction data
  • No payment information will be sent until you authenticate your identity with Touch ID or your passcode. 
  • All data is encrypted before being sent. 
  • Payments are verified using a dynamic security code.