Agricultural Loans


Flexible Farm Loans Designed to Meet Your Needs

For several generations, our Banks have been working with farm families in the greater Minnesota communities we serve.  Farming always has been, and always will be an integral part of these communities, and it’s just as important to us.  We’re proud to serve our local farmers, and we understand that no two farms are alike, so we strive to make financing fast and flexible, so that it works for you.

  • Equipment financing
  • Operating loans
  • Lines of credit for working capital 
  • Real estate loans

Guaranteed Farm Service Agency Loans

Perennial Bank is proud to offer guaranteed loans through FSA, a division of the US Department of Agriculture.  With a guarantee from the FSA, we’re able to provide loans that we may not otherwise be able to offer.  Loans are available for Farm Ownership, Operation and Operating Lines of Credit.  Borrowers benefit from more favorable loan terms, and the ability to work directly with us during the application process and after the loan closes.