Need a loan?

Whether big or small, business or personal, we can help!

Business Services

Looking to start or grow your business? Let us help!

Personal Accounts

Perennial Bank offers different checking and savings accounts that are designed around you and your needs. Whether you’re managing daily expenses or saving for the future, we have an account option for you!

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Business Accounts

Our Business Accounts are built to support your success—whether you’re just starting out or managing a growing company. With smart solutions, personalized service, and tools to help you stay on top of your finances, we make business banking simple and reliable.

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Mortgage Loans

Whether you’re buying your first home, upgrading, or refinancing, our mortgage loans come with competitive rates, flexible terms, and are all decided upon in house! Let’s make that home happen!

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Access Your Online Account

Access your account information through your mobile device, anytime, anywhere. With the free Perennial Bank app you can view account balances and activity, transfer money between accounts, or pay your bills. Download our app from your app store today!

Online Banking

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Home Loans

Are you looking to buy a new home? Or you want to refinance? Perennial Bank provides a variety of mortgages and home loans that you can choose from.

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Digital Banking

We love seeing you at our branches, but we know life gets busy. That’s why our Online and Mobile Banking services are designed to make managing your finances simple, secure, and convenient—anytime, anywhere.

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Retirement Savings Options

It’s never too early to start planning for a great retirement. At Perennial Bank we are dedicated to helping you make educated decisions about the investments you make, so you can enjoy your retirement.

Best place to bank! They are all so friendly and personable. My family has been banking here for YEARS!

Kelly - Darwin Branch

Very nice small town bank. The employees there are friendly and always meet me with a smile and kind word.

Thomas - Dassel Branch

The employees there are great to work with and always have a smile and something nice to say!!

Amanda - Paynesville Branch