Government Imposter Scams Are Closer Than You Think
Apr 27, 2026 | 3 Minute Read
CASE #1: It started with a phone call. “Hi, this is the Social Security Administration…” That’s what the caller told …
From The Desk of Perennial Bank...
Local insight, helpful tips, and financial guidance from your community bank.
Don’t Get Caught In A Money Mule Scam
Mar 19, 2026 | 3 Minute Read
You may have never heard the term “money mule,” but these scams are becoming more common, and they can have …
3 Simple Money Mistakes We See (And How to Avoid Them)
Mar 9, 2026 | 3 Minute Read
One of the best parts of being a community bank is the conversations we get to have with our customers …
If You’re A Parent, Read This Before Opening Your Child’s 1st Bank Account
Mar 5, 2026 | 2 Minute Read
Opening your child’s first bank account is a big moment. For some parents it happens when their child receives birthday …
What’s Your Money Mindset?
Jan 27, 2026 | 3 Minute Read
What’s Your Money Mindset? Whether you love talking about money or avoid it altogether, we all carry beliefs about money …
Watch Out! Fraud Scams People Need to Know.
Sep 23, 2025 | 3 Minute Read
At Perennial Bank, we care deeply about keeping your money safe. Scammers constantly adapt, so being informed is your best …
Travel Tools & Tips
Aug 11, 2025 | 1 Minute Read
Going on vacation or a business trip? Let us know your travel plans beforehand to ensure uninterrupted access to your …
Protect Your Identity
Aug 5, 2025 | 2 Minute Read
Identity thefts are out there doing everything they can to ruin people’s lives. Here are some tips to help you …
Cyber Security Awareness
Aug 5, 2025 | 2 Minute Read
Americans are spending more time online than ever before. As more people use the Internet for online shopping, banking, financial …
Our History
Jul 31, 2025 | 3 Minute Read
Perennial Bank (previously Farmers State Bank) has been serving the community for more than 100 years. Just as it was back …
Making the Most of Your Retirement: Creating a Fulfilling Post-Work Life
May 19, 2023 | 3 Minute Read
Retirement is a significant milestone in life, marking the transition from a career-focused existence to a new chapter of freedom …
The Art of Budgeting: How to Take Control of Your Finances
May 19, 2023 | 3 Minute Read
Budgeting is an essential tool for managing your finances effectively and achieving your financial goals. It provides a roadmap for …
Understanding Different Savings Accounts: Which One is Right for You?
May 19, 2023 | 3 Minute Read
When it comes to saving money, having a dedicated savings account is a smart financial move. It allows you to …
Maximizing the Value of Your Home: Tips for Increasing Resale Potential
May 19, 2023 | 3 Minute Read
Whether you’re planning to sell your home in the near future or simply want to increase its value for long-term …
The Importance of Emergency Funds: Protecting Your Home and Family
May 19, 2023 | 3 Minute Read
Life is unpredictable, and unexpected events can arise at any time. Whether it’s a sudden job loss, a medical emergency, …
Navigating the Homebuying Process: Tips for First-Time Homebuyers
May 19, 2023 | 3 Minute Read
Buying your first home is an exciting milestone, but it can also be a complex and overwhelming process. As a …
10 Essential Financial Tips for Small Business Owners
May 19, 2023 | 2 Minute Read
Running a small business comes with its own set of financial challenges. As a small business owner, it’s crucial to …
Understanding Different Types of Business Loans and How to Secure Them
May 19, 2023 | 3 Minute Read
Access to financing is crucial for businesses to thrive and grow. Understanding the various types of business loans available and …
The Importance of Building a Strong Credit Profile for Your Business
May 19, 2023 | 2 Minute Read
In the dynamic world of business, building a strong credit profile is paramount to long-term success. A business’s creditworthiness plays …
4 Best Practices to Safeguard Against Identity Theft
May 19, 2023 | 2 Minute Read
Identity theft continues to be a growing problem, especially as we rely more on technology to conduct business that involves …