Checking and savings accounts are essential banking services that provide individuals and businesses with a secure place to deposit and manage their funds. Checking accounts allow for convenient and frequent transactions, such as writing checks, making debit card purchases, and withdrawing cash. Savings accounts, on the other hand, offer interest on deposited funds and are designed for long-term savings goals.

To make things easier for you and your team, we also have several options for debit and credit cards. We also have merchant processing options available for debit and credit card processing.

Direct deposit of payroll is a convenient service offered by us that enables employers to electronically transfer employees’ wages directly into their bank accounts. This eliminates the need for paper checks and simplifies the payment process for businesses while providing employees with quick and secure access to their funds.

Monthly statements with check images are a banking service that we know is important to helping your business stay organized.

Night deposit services offer a secure way for businesses to make deposits outside of regular banking hours. This service is particularly useful for businesses with high cash flow or those operating during non-standard hours.

Can’t make it to a branch? Banking by mail gives you a simple and secure way to deposit checks using the postal service. It’s a convenient option for customers who prefer or need to handle their banking without visiting a physical location.

We offer domestic wire transfers ($20 each) and international wire transfers ($40 each). There is no charge for incoming wires.

• Domestic Wire Transfer Instructions
• International Wire Transfer Instructions

For businesses with high volumes of coin, Perennial Bank has a coin counting machines to assist with coin counting. 

Need to get a document faxed or send a copy of something? We offer that free of charge to our business accounts. We also have endorsement stamps available.