Business Services

• Checking and Savings Accounts:

  Checking and savings accounts are essential banking services that provide individuals and businesses with a secure place to deposit and manage their funds. Checking accounts allow for convenient and frequent transactions, such as writing checks, making debit card purchases, and withdrawing cash. Savings accounts, on the other hand, offer interest on deposited funds and are designed for long-term savings goals.

• Business Debit & Credit Cards:

  To make things easier for you and your team, we have several options for debit and credit cards. We also have merchant processing options available for debit and credit card processing.

• fax services & photocopies:

  Need to get a document faxed or send a copy of something? We offer that free of charge to our business accounts. We also have endorsement stamps available.

• Direct Deposit of Payroll:

  Direct deposit of payroll is a convenient service offered by us that enables employers to electronically transfer employees’ wages directly into their bank accounts. This eliminates the need for paper checks and simplifies the payment process for businesses while providing employees with quick and secure access to their funds.

• Night Deposit:

  Night deposit services offer a secure way for businesses to make deposits outside of regular banking hours. This service is particularly useful for businesses with high cash flow or those operating during non-standard hours.

• Bank By Mail:

  Banking by mail refers to the practice of conducting banking transactions, primarily deposits, through the postal service. It is a method primarily used for depositing checks, especially by individuals who are unable to visit a physical branch location. 

• Monthly Statements with check images:

  Monthly statements with check images are a banking service that we know is important to helping your business stay organized.

• Wire transfers:

  We offer domestic wire transfers ($20 each) and international wire transfers ($40 each). There is no charge for incoming wires.

  • Domestic Wire Transfer Instructions
  • International Wire Transfer Instructions

• Coin counting & currency exchange:

  For businesses with high volumes of coin, Perennial Bank has a coin counting machines to assist with coin counting. Additionally, businesses involved in international trade or dealing with foreign customers may need to exchange currencies.

• ACH origination:

  ACH origination streamlines and automates a variety of payment processes, allowing your business to replace paper checks and manual handling with faster, more secure, and cost-effective electronic transfers.