Loans

Local, Fast, and flexible financing

At Perennial Bank, we’re here to help you achieve your goals, whether it’s buying a car, purchasing a home, or managing everyday expenses. Our personal, mortgage, and auto loans come with competitive rates, flexible terms, and local service you can trust. No matter your financial needs, our team works with you to find the right solution so you can move forward with confidence.

a close up of a person holding another person's hand.

From consolidating debt to covering unexpected expenses and other major projects, Perennial Bank offers lending options designed for your unique needs. A personal loan can be a flexible way to finance life’s needs from vacations, to weddings, new technology, home repairs, medical bills, tax payments, and more.

a little girl carrying a cardboard box down a hallway.

Buying, building, or refinancing a home is one of the biggest financial decisions you’ll ever make, and Perennial Bank is here to make it easier. Our experienced team takes the worry out of the process by helping you find the right loan for your goals and guiding you every step of the way.

a man and a woman holding a car key.

Ready for a new vehicle? Perennial Bank provides affordable auto loans with local service you can trust. Get pre-approved to shop with confidence and secure a better deal at the dealership. We offer competitive rates, flexible repayment options, and easy automatic payments.

a man and a woman riding on the back of a scooter.

Adventure awaits! Perennial Bank offers loans for boats, RVs, motorcycles, snowmobiles, side by sides, and more, helping you get out and enjoy the experiences you love. With competitive rates, flexible terms, and personalized service, financing your next adventure has never been easier.

The Perks of Perennial Bank Loans

Choose Perennial Bank for a loan that fits your needs, your schedule, and your life.

Enjoy affordable interest rates that help keep your monthly payments manageable.

Choose a repayment plan that fits your budget and lifestyle.

When you call us, you reach a real person who can provide loan information and answers right away.

Our team is always here to help, making it easy to manage your loan and get support whenever you need it.

Calculate Your Potential Loan Payment

Thinking about applying for a loan? Try our easy loan calculator to estimate how much your monthly loan payment might be! Your monthly payment is based on the net purchase price, loan term and interest rate for the loan.

Loan Calculator

 

Ready to get started? Contact us!


Reach out to us to get your questions answered and get started!