business accounts

starting a new business? Set up your account with us!

What do I need to bring with me when I open up my business account?

Don’t let the paperwork prevent you from bringing your business to Perennial Bank! Opening a business checking, savings account, or applying for a business loan is easy at Perennial Bank. Simply stop by one of our branches with your business documents, and our team will help you get started. Give us a call anytime to learn more.

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  • Articles of Incorporation (filed with the MN Secretary of State)
  • Certificate of Incorporation (filed with MN Secretary of State)
  • EIN Verification (IRS Letter, or a most recent tax return)
  • Certificate of Assumed Name, if applicable (filed with the MN Secretary of State)
  • Bylaws (if available)
  • Beneficial Ownership Certification Form (Perennial Bank Form)

  • Articles of Organization (filed with the MN Secretary of State)
  • Certificate of Organization (filed with the MN Secretary of State)
  • EIN Verification (IRS Letter, or a most recent tax return)
  • Certification of Assumed Name – only if business name differs from legal entity name (filed with the MN Secretary of State)
  • Operating Agreement (if available) or First Organizational Meeting Minutes (if available)
  • Beneficial Ownership Certification Form (Perennial Bank Form)

*Paperwork may differ between Single Member LLCs and Multi Member LLCs.

  • Articles of Incorporation (filed with the MN Secretary of State)
  • Certificate of Incorporation (filed with the MN Secretary of State)
  • A copy of the 501 (c)(3) – (13) and (19) documentation, if applicable
  • EIN Verification (IRS Letter, or a most recent tax return)
  • Bylaws (if available)
  • Beneficial Ownership Certification Form (Perennial Bank Form)

  • Operating Agreement (if available)
  • Meeting Minutes authorizing the account and signers
  • EIN Verification (IRS Letter)

  • Certificate of Assumed Name, if applicable (filed with MN Secretary of State)
  • Certificate of Partnership, if applicable (filed with the MN Secretary of State)
  • EIN Verification (IRS Letter, or a most recent tax return)
  • Beneficial Ownership Certification Form (Perennial Bank Form)

  • Certificate of Assumed Name, unless full legal name is in the name of the business (filed with MN Secretary of State)

Perennial Bank Business Perks

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Business Checking & Savings Accounts

Our Business Accounts are built to support your success. Whether you’re just starting out or managing a growing company. With smart solutions, personalized service, and tools to help you stay on top of your finances, we make business banking simple and reliable.

a man and a woman fist bumping hands at a table.

Business Services

Our Business Services are designed to support the day-to-day needs of local businesses, farms, and organizations. From convenient account services to tools that help you manage cash flow and operations more efficiently, we offer practical solutions backed by personal, local support.

a woman holding a credit card in a kitchen.

Business Credit Cards

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.