Fuel Your Business Ambitions
Flexible financing, local expertise, and support every step of the way.
At Perennial Bank, we believe in helping local businesses grow, thrive, and reach their goals. Whether you’re managing daily operations, expanding your fleet, upgrading equipment, or investing in property, our business loans are designed to provide the funding you need, paired with personal service and real people you can call anytime. Our bankers have been working with businesses in their communities for more than 100 years. All loan decisions are made locally, so you can have quick access to the capital you need to make the most of every opportunity. We’re here to make borrowing straightforward, flexible, and tailored to your business.
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Keep your business running smoothly with flexible working capital. These loans help cover everyday expenses such as inventory, supplies, accounts receivable, or seasonal cash-flow needs, so you can focus on running your business without interruption.
Upgrade or expand your business capabilities with financing for vehicles, machinery, and essential equipment. Whether you’re buying a work truck, construction equipment, or specialized tools, we offer competitive terms to help you stay productive and efficient.
Finance the space that moves your business forward. We offer loans for purchasing, constructing, or refinancing commercial property, including office buildings, retail locations, industrial space, and agricultural facilities.
Finance the purchase or refinance of a single-family home you plan to use as a rental. These loans are ideal for new or experienced investors looking to build steady rental income, expand their portfolio, or improve an existing property.
Multifamily Rental Property Loans are designed for duplexes, triplexes, fourplexes, and larger rental buildings. These loans help investors purchase, refinance, or renovate multifamily properties. With flexible terms and competitive rates, they support long-term income generation and scalable investment growth.
Access flexible financing backed by the Small Business Administration. SBA loans are ideal for startups and growing businesses looking for longer terms, lower down payments, or additional support. We’ll walk you through the requirements and help you determine if an SBA loan is the right fit for your goals.